top of page
Tablet & Coffee
1:1 Credit Coaching
1:1 Coaching Program is application based, only.
  • Full credit report review
  • Bi-weekly accountability call
  • One to one coaching support
  • Custom budgeting spreadsheet
  • Financial resources and lenders
  • Credit Building/Repairing
  • Custom credit action planning 
  • Reset your money mindset
  • Access to financial tools
  • Credit Matters Ultimate Credit Guide
Exclusive Program includes:
Book a discovery call to uncover if this program will help you reach your credit goals!

Over the next 12 weeks, you will learn a variety of strategies that will take your credit score and finances to the next level. 
At Credit Matters with Stephanie, we strive to provide personalized financial advice and services that will help you reach your goals. We specialize in credit repair and debt management, to help you get your financial life back on track.
If you're feeling lost, confused, stuck, and unfulfilled in your life, know that you are not alone! 
The truth is, many of our clients come to us feeling the same way, and it's often because they haven't been able to find a balance in their finances that work for them. We help find the balance through the tools and resources that best benefit each individual based on their specific needs.

With over 13 years of experience in the industry, our team is dedicated to helping you achieve financial freedom. We understand that life can throw you a curveball, and that’s why we are here to provide you with the tools and resources you need to move forward.


At Credit Matters with Stephanie, we make it our mission to help you achieve your financial goals. by providing customized solutions to your credit and financial needs.


Whether you're looking to raise your credit score, establish better spending habits, or take steps to become debt-free, our professional finance and credit repair resources and services are the perfect solution.

We understand that credit repair can be overwhelming and confusing. That's why we take the time to listen and answer all of your questions so that you can make the best decisions for your financial health and future.



"My passion for helping other achieve more in life runs deep because I know what it feels like to not know what to do, where to turn, and how to push forward to reach some of  the biggest goals we all strive for.


I personally had to overcome many obstacles, unlearned to relearn, become fluent in financial literacy, credit metrics, and more while reframing my mindset and maintaining a positive outlook. While juggling work, life, and parenthood, I continued the application of knowledge obtained through banking and other resources to finally reach my many goals, from perfect credit to homeownership and more.


I want to help people who are ready to take those big steps, and have someone in their corner along the way!"

-Stephanie Torres


By offering resources that are easy to understand and apply to everyday life, we are able to help individuals and families achieve financial success.


Through creating tailored strategies and financial plans, clients are empowered to achieve their goals and improve their credit score. Providing key resources and guidance that clients can understand helps them to make wiser financial decisions.


The focus is on helping clients build a strong foundation of knowledge in alignment with their personal future goals so they can live a less stressful, more fulfilled life.

bottom of page